If you are involved in an automobile accident where you hit another vehicle and severely injure the driver, what happens
when your auto limit of $250,000 is not sufficient to cover his/her medical bills?
Suddenly, you are being sued for $1 million dollars to cover the
medical expenses. Your auto insurance pays the first $250,000 but how do you afford the remaining $750,000? This is where a personal umbrella
picks up and protects you and your family from financial ruin.